Affordable Care Act & Health Insurance
We do not know what the future of the Affordable Care Act is and how that will affect your choices for individual health insurance if you are not on Medicare. 2017 promises to be a year of change as the entire marketplace waits to see what the future holds for coverage in 2018 and beyond.
Effective January 1, 2017 Castell Insurance will no longer be working with the Washington State Health Plan Finder due to changes in the marketplace with insurance carriers. It has been our great privilege to help our clients with the Affordable Care Act since 2013 and we are deeply saddened to exit that market. It was a decision we reached after careful consideration and deliberation.
Clients may apply for coverage via the Washington Health Plan Finder, their website is www.wahealthplanfinder.org. If you prefer to speak to a custom service representative their phone number is 1-855-923-4633. The Health Plan Finder is the Exchange in the state of Washington and anyone seeking Medicaid/Apple Health or tax subsidized coverage must use this site. There is not an open enrollment period for Medicaid/Apple Health. For those seeking tax subsidies the Open Enrollment period is November 1st-January 31st. If you are seeking coverage outside of those dates you will be required to provide proof of prior coverage and a special election event within the last 60 days. If you cannot meet the requirements of a special election, you will not be able to purchase coverage until the next open enrollment period.
If you do not wish to utilize the Exchange in Clallam county we have one company who will continue to offer traditional nationwide coverage with a PPO network, Regence Blue Shield. If you are interested in a plan from Regence, please contact our office for plan options and rates.